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For individuals and families facing financial stress, bankruptcy can provide needed relief. However, if you have co-signers on a loan, lease, or joint account, you should understand how bankruptcy may affect them. Key Takeaways A co-signer accepts fu…
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When your marriage is intact but you are struggling financially, one spouse may consider filing for bankruptcy on their own. While you technically can file for bankruptcy without your spouse, Wisconsin’s marital property laws can complicate matters…
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For couples considering divorce, few decisions have more long-term financial implications than what happens to retirement assets during divorce. Because Wisconsin is a community property state, marital assets are generally divided equally. But “equ…
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A prenuptial agreement, or “prenup,” is a legal contract a couple may enter into before marriage. It identifies how assets, debts, and support payments will be handled if the marriage ends and can be used to circumvent the application of state pr…
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Credit reports are a fact of modern life. They are consulted every time you apply for a credit card or loan, and for almost any other financial undertaking. Landlords and employers may also consider your credit score. As a result, many individuals co…
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When a marriage starts to break down, the state of Wisconsin offers two distinct ways to end your relationship with your spouse: legal separation or divorce. Both methods require filing paperwork with the court and provide a legal means to address cu…
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Parents have the right to raise their children in almost any way they see fit, as long as they are doing so in a safe and stable environment where the child’s basic needs are being met. This means that parents generally have the right to control wh…
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Divorce is rarely straightforward, and the months between filing for divorce and the final decree can be challenging. Who stays in the house? Who pays the bills? Where do the kids go, and when? Temporary Orders exist to answer all of these questions…
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If you’re working hard but are still falling behind, know that you’re not alone and that you’re not failing. Throughout Wisconsin and across the country, the cost of living continues to climb, but salaries have not kept up. For families already…
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People who find themselves in debt and unable to pay their bills generally have two options: declaring bankruptcy or choosing debt settlement. Both choices will stop creditors from harassing you, but they provide very different outcomes. Knowing the…
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